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What Is an FHA Streamline Refinance and How Does It Work? | Freedom Mortgage

A lower mortgage payment could help you get ahead with financial goals such as paying down other debts. For some, this can be achieved by refinancing. Homeowners with existing mortgages through the Federal Housing Administration (FHA) may be eligible for an FHA streamline refinance. Learn more about these loans to see if one is right for you.

An FHA streamline refinance is a type of mortgage refinance that may offer more favorable terms for eligible homeowners with an existing FHA loan.

This t...

How To Get a USDA Home Loan

Mortgages through the U.S. Department of Agriculture (USDA) can make homeownership more affordable for eligible buyers in suburban and rural areas. But how does getting a USDA home loan work?

Let’s dive into how to get a USDA loan for a home, including what the process looks like, timelines you might expect, and how Freedom Mortgage can help you along the way.

If you meet the USDA’s eligibility requirements, there are a few types of mortgage loan options to choose from. Here are two of them:...

What Is VA Loan Entitlement?

If you're using or thinking of using a VA loan to purchase a home, you'll likely become familiar with the term "VA entitlement." While VA entitlement is one of the most important parts of the VA home loan benefit, it can also be easy to misunderstand.

Let's explore what VA entitlement really means, the different types of VA entitlement, and how to determine your entitlement amount so you can enjoy a more streamlined homebuying process.

VA entitlement refers to a financial guarantee from the De...

Investment Property Refinance: What It Is and How To Do It

An investment property can be a great source of income. And for some people, refinancing the mortgage loan on an investment or rental property can offer additional financial benefits.

A mortgage refinance can be a strategic move that allows investors to access funds for upgrades, or to secure a lower interest rate and more favorable loan terms. Learn about different types of investment property refinance loans, how to refinance, and when refinancing aligns with your goals as an investor.

An in...

What Is a VA Cash Out Refinance & How Does It Work? | Freedom Mortgage | Freedom Mortgage

A cash out refinance can be an affordable way to help you tap into your home equity. And if you're a veteran, active-duty service member, or eligible military spouse, you may qualify for a VA cash out refinance backed by the U.S. Department of Veterans Affairs (VA).

In this guide, we'll break down exactly what a VA cash out refinance is, how it works, who's eligible, and when it might support your financial goals as an existing homeowner.

A VA cash out refinance loan allows you to replace your...

Fun Activities in Gatlinburg | Capital One

Nestled at the foot of Tennessee’s Great Smoky Mountains, Gatlinburg offers a unique blend of small-town charm and big-time fun. Gatlinburg is an ideal destination for a weekend getaway or a longer stay to chase picturesque mountain views, experience outdoor adventures, and savor the bustling local shopping and dining scene.

Whether you’re traveling solo, as a couple, or with your family or a group of friends, there’s no shortage of things to do in Gatlinburg. Keep reading to discover which can...

The Best Things to Do in Denver | Capital One

If your idea of a good vacation involves stunning mountain landscapes, top-notch local beer and food, and a vibrant arts and culture scene, look no further than Denver, Colorado. 

Find out more about some of the best things to do in Denver, including activities for every budget. 


Red Rocks Amphitheatre, Union Station, the Denver Art Museum, Coors Field and Larimer Square are a few can’t-miss Denver attractions. 


For the budget conscious, there are plenty of free, fun ways to get to kn...

My Dog is Dying and I Can’t Afford a Vet | MetLife Pet Insurance

If your dog suffers an accidental injury or develops a major illness, treatment options can get expensive quickly — whether your dog recovers or passes away. We’ve got answers to a few questions you may be wondering about for these situations.
You could ask your veterinarian’s office about a payment plan. A monthly payment might be more manageable for you than a large lump sum that’s due all at once. This can also apply to costly treatment(s) required for an illness.
With a MetLife Pet Insurance...

Bladder Stones in Dogs | MetLife Pet Insurance

There are a variety of signs of bladder stones, including:1,2
It’s also possible your dog won’t show any clinical signs if the bladder stones are small enough to pass through their system without pet parents noticing them.1 If your dog appears to be experiencing abdominal pain, it’s a good idea to contact your veterinarian so they can help you figure out what’s wrong.
If your veterinarian suspects your dog is suffering from bladder stones, they’ll probably order blood work and a urinalysis, and...

Arthritis in Dogs | MetLife Pet Insurance

So what can you give a dog for arthritis and how can you help them? There are several canine arthritis treatments that can provide relief from pain, slow damage progression, and help keep muscles strong — regardless of what type of arthritis your dog is diagnosed with.1
Consult with your vet to see which of these management options is best — you may find that a combination helps. Being that arthritis has no cure, however you manage it will likely continue for the rest of your dog’s life.
Veterin...

11 Essential Questions To Ask Before Getting Pet Insurance | MetLife Pet Insurance

Asking these questions can help you figure out what to look for in pet insurance and ensure you find the right fit for you and your pet.
A pet insurance deductible is the dollar amount you have to pay out of pocket as the policyholder before your insurance provider starts reimbursing you for covered expenses — they can be annual or per-incident amounts. The monthly premium is the dollar amount you pay each month to keep your policy active.
These amounts vary depending on the coverage your plan p...

Periodontal Disease in Dogs | MetLife Pet Insurance

You love your dog’s smile, so you don’t want to imagine anything being wrong with your canine’s canines. But even a dog with seemingly white, clean teeth can have a potentially devastating disease lurking in their mouth.
Periodontal disease in dogs is more common than you might imagine. In fact, there’s a good chance your pup may already have it. Learn how to identify dental disease in dogs and how it can be treated.
MetLife Pet Insurance can reimburse vet bills for periodontal disease treatment...

Data Hygiene 101: A Complete Guide for 2023

By 2025, it’s estimated that the total data volume of connected devices worldwide . And the more data businesses have to process, the more difficult it becomes to manage and ensure its accuracy. This is why you need to have the proper protocols in place to protect data hygiene.
• None How to clean and create a shared data dictionary with Twilio Segment

Data hygiene is the ongoing process of you collect to maintain its integrity and accuracy (e.g., removing duplicate entries, standardizing namin

What is reliable data? How to determine data reliability

There’s a difference between collecting data and being able to guarantee its accuracy. Human error, a disjointed , and no unified policy can easily lead to .

Poor data quality costs organizations nearly . To avoid this, businesses need to focus on how they’re cleaning, consolidating, and managing their data to help them make informed decisions.

To help paint a picture of what data reliability means, in this article, we’ll cover:
• None How to improve data reliability with the experts at Twilio

Degenerative Myelopathy in Dogs | Pet Insurance

Finding out your dog has an untreatable or incurable illness can be a pet owner’s worst nightmare. Unfortunately, that’s the heartbreaking situation human companions can find themselves in when their dog is diagnosed with degenerative myelopathy (DM).

There are a lot of unknowns following a DM diagnosis, so it’s important for dog owners to be aware of the signs and symptoms of degenerative myelopathy in dogs. It’s also a good idea to know your options to help keep your pet mobile and comfortabl

How Much Does It Cost to Spay or Neuter a Dog? | Pet Insurance

Deciding whether or not to spay or neuter your dog is a very important decision. Studies have shown that spayed and neutered dogs have longer lifespans.2 Neutered dogs are expected to live 13.8% longer, while spayed female dogs can boast a life expectancy of 26.3% longer. This can add anywhere from 7-10 years onto your dog’s life. But as a pet owner, what are the logistics of a surgery like this? Let’s take a look at the cost of spay and neuter surgeries.

Whether you’re considering spaying or n

Pit Bull Awareness Month | Pet Insurance

October is National Pit Bull Awareness Month — a time to celebrate bully breed dogs. Many people feel nervous when it comes to pit bulls and being in their presence. This month allows people and organizations to share the joy and love that pit bulls bring to the world.

Do you believe American pit bull terriers (APBTs) are fierce, dangerous fighting dogs? Are you afraid to walk by that house with the pit bull in the yard? If you haven’t yet learned that pit bulls are loving, goofy pets, National

Dog Cataract Surgery Cost | Pet Insurance

None of us like to think about our dogs aging, but it’s a fact we all must face. One symptom of aging is vision deterioration. While mild vision loss is normal and shouldn’t be cause for concern, cataracts are another story. They can cause your dog pain, and if left untreated, could lead to total blindness. But can dogs have cataract surgery? Absolutely.

Read on to learn everything you need to know about cataract treatment for dogs. We’ll break down the causes, cost of the surgery, what catarac

Can Dogs Eat Candy? | Pet Insurance

What Candy Ingredients Are Toxic to Dogs?

What exactly makes candy so toxic for dogs? There are a few specific ingredients found in many types of candies that pose serious health risks to your pup. Watch out for these four ingredients.

Caffeine is found in chocolate and some other candies. This chemical compound is dangerous to dogs and can cause severe damage to their organs. As a stimulant, caffeine raises blood pressure and can trigger cardiac arrhythmias, as well as seizures, tremors, and

Stenotic Nares Surgery Cost for Dogs | Metlife Pet Insurance

Does your dog breathe heavily often or snort frequently? While you may see it as one of the many cute quirks you love about your pet, it could be a sign of a more serious respiratory issue that needs medical attention.

Stenotic nares surgery is performed on specific dog breeds to help them overcome respiratory problems. Typically, you can expect the stenotic nares surgery cost to be anywhere between $500 and $2,000.1 Veterinarians often perform stenotic nares surgery at the same time a dog is a

25 healthy and delicious chicken recipes for weight loss


• Chicken is a low-fat, high-protein food, making it a great option for weight loss.
• This protein source can be prepared almost any way and take on any flavor profile.
• There are tons of healthy chicken recipes for weight loss out there waiting for you.

So, you’ve got a weight loss goal and are dreading eating bland chicken with rice over and over again. But it doesn’t have to be that way.

The good news is there are endless options for healthy chicken recipes for weight loss that pack a fl
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